Unless you just won the Lottery, it all starts with "What size mortgage will I be comfortable with, and get approved for?".  Here, you'll find the basics, plus Calculators to help you decide if you want to buy and how much you can afford, and you can start the pre-approval process.

Pre-Approval is a great first step when you are looking for a new Home.  It will confirm what size mortgage you can afford, and immediately let you know if there are problems, so you have plenty of time to correct them.  It also lets the Seller of your Dream Home know that you're making a Serious offer.


The Mortgage Zone:


Home Purchase Basics - The ABC's of Home Buying/Financing.

Calculators - Rent vs. Buy, Payment/Amortization, How Much Home Can You Buy?, Refinance Break-Even Point, Tax Savings, Prepayment Savings, Early Payoff Calculator.

Pre-Qualify - Find out what you can qualify for, on-line, just you and the computer, based on your income and expenses (without divulging state secrets to a stranger).

Key Interest Rates - This week's rates.

Check Your FICO Score - Sorry, It's not free.

Ready?  Start the Pre-Approval Process - Okay, you're ready.  Give us your contact information, and our Very GOOD, Very low-key, Very nice mortgage guy will call you, and get you approved. 

 


When you´re done, be sure to visit:

 

 Enjoy!